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Private Medical InsuranceIf you
have private medical insurance you don't have to wait months to be
treated on the NHS. You pay a monthly or yearly premium in exchange
for cover for the cost of private medical treatment for curable
short-term illnesses or injuries, otherwise known as acute
conditions.
A long list of illnesses and conditions isn’t covered by private
medical insurance, including drug abuse, self-inflicted injuries,
pregnancy, cosmetic surgery, and organ transplants. For a full list
of exclusions, check the insurer's key features leaflet. Treatment
by accident and emergency isn't covered under private medical
insurance as private hospitals don't have the facilities to cope
with it.
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